Last Updated: 05 September 2025

Welcome to N3W LAB, LLC (“we,” “our,” or “us”). By using our website, https://ficatax.com/ (“Website”), and services, you agree to the following Terms of Service. Please read these terms carefully, as they outline your rights and responsibilities while using our services.

1. Acceptance of Terms

By accessing or using our Website or services, you agree to comply with and be bound by these Terms of Service and our Privacy Policy. If you do not agree, you may not use our Website or services.

2. Services Provided

N3W LAB, LLC provides business advisory services, including but not limited to:

We reserve the right to modify or discontinue any part of our services at any time without prior notice.

3. User Responsibilities

You agree to:

4. SMS Communications

By opting into our SMS communications, you:

You may opt out of SMS communications at any time by replying “STOP” to any message. For assistance, reply “HELP” or contact us at [email protected].

5. Intellectual Property

All content on our Website, including text, images, graphics, and logos, is the property of N3W LAB, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without our prior written consent.

6. Disclaimer of Warranties

Our Website and services are provided “as is” and “as available” without any warranties, express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure.

7. Limitation of Liability

To the fullest extent permitted by law, N3W LAB, LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our Website or services.

8. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of our Website and services constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, USA, without regard to its conflict of law principles.

10. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us at:

N3W LAB, LLC

Address: 390 NE 191st St STE 17277 Miami, FL 33179, USA

Email: [email protected]

Thank you for using N3W LAB, LLC. We look forward to serving you.